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(860) 526-9094

WHY WE DON'T 'PARTICIPATE'

NOTE: You may be entitled to out of network benefits from your insurance carrier.

The majority of insurance companies are in business to make a profit, not provide health care.  Policies usually help with at least some of the expense of our sick care.  Few policies pay for things that help us keep our health.  For example: Many policies will pay for expensive back surgeries, but won't pay for a program of ongoing chiropractic care that costs less, and could actually help prevent back surgeries.  And that's just the start.  Some policies will help you with your chiropractic care when you have an obvious ache or pain, but cut off benefits before muscles and ligaments supporting your spine can fully heal, predisposing you to a relapse (and us to a non-satisfied client).

We continue to see increasing premiums for less service along with more paperwork, denials and red tape.  Each year insurance companies expect clients to pay more and doctors to receive less, so they can make a huge profit.  Dr. Yates and his associates are not against capitalism--we believe in it--however, we aim to see health care put back in the hands of clients and their physicians. 

Our solution for this issue is affordable family health care, with all inclusive fees that can be paid for before you leave the office.  If you have insurance, we provide you with documentation to file with your insurance carrier for out of network benefits to which you may be entitled. 


WHY WE DO RECOMMEND SOME KIND OF HIGH- DEDUCTABLE INSURANCE

 We do encourage all of our clients to purchase some type of health insurance to protect them from financial trouble if an emergency or hospitalization is required, so called "catastrophic" insurance.  These health plans are known as high-deductable policies and can be purchased for a few hundred dollars a month or even less.  They usually have a $2000 to $4000 deductable but cover fully after that amount has been reached, keeping your medical expense from leading to financial ruin.  These plans also work well with health care savings accounts which allow you to save money tax free to be used as you see fit for health care purposes.


PAYMENTS ACCEPTED

To help keep fees reasonable (by reducing costs), fees are collected after every visit.
Credit cards (Mastercard & Visa) are accepted

At Dr. Roger Yates practice, we're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us--we can help!  The last thing we want is for you to come to us in crisis. It's much less taxing (on the body, the doctor and the wallet) to do a tune up versus a complete 'body job'!  So please, we would like to encourage you to take your health very seriously.

 As the old saying goes, if you don't have your health, you don't have anything.  Unfortunately, too many people don't discover how true that statement is until it is too late.



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